You can call 800-905-1595 or email service@customer.spotpetins.com. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. 251.5462. They offer deductibles of $100, $200, and $500, and their reimbursement rate is 90%, making them come out on top over Spot in this department. Meanwhile, the average annual pet-insurance premium in 2017 was $516, while the average annual vet bill per pet the same year was $92. Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. We may decide to not renew your coverage at the end of any policy period. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. 1 in 3 One in three pets needs unexpected veterinary care every year.1 Our policies are affordable with an average cost of $1.66 per day. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. NOTICE TO KANSAS APPLICANTS:Fraudulent insurance act means an act committed by any person who, knowingly and with intent to defraud, presents, causes to be presented or prepares with knowledge or belief that it will be presented to or by an insurer, purported insurer, broker or any agent thereof, any written, electronic, electronic impulse, facsimile, magnetic, oral, or telephonic communication statement as part of, or in support of, an application for the issuance of, or the rating of an insurance policy for personal or commercial insurance, or a claim for payment or other benefit pursuant to an insurance policy for commercial or personal insurance which such person knows to contain materially false information concerning any fact material thereto; or conceals, for the purpose of misleading, information concerning any fact material thereto. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. How do I cancel my petplan account? The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Flea & tick medication. What Do Pet Insurance Plans Provided by Spot Cover? Disclaimers of Warranty; Limitation of Liability; Disputes; and 8. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. Worth watching: Unlike Spot, Pumpkin offers just one reimbursement rate: 90%. Dont let your pet develop a pre-existing condition before theyre insured. The first factor is when you cancel your policy. Founded in 2012, ManyPets offers accident and illness policies for dogs and cats. Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. Can I cancel Petplan at any time? You can cancel by phone by calling 1-800-638-5433 or another number if you were given a particular one when you signed the contract. Penalties include imprisonment, fines and denial of insurance benefits. 1 (866) 651-7768. See the breakdown of what Spots Preventive Care plan options cover:https://Spotpetins.com/sample-policy/. Please consult qualified legal representatives regarding any legal concerns or issues.3.3 No Financial Advice Provided. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. 2. Pop culture evangelist. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. How do I Determine if My Pet Has a Pre-existing Condition? Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. NOTICE TO CONNECTICUT APPLICANTS: Concealment, fraud. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Note: Appeals may take around 30 days to be reviewed. You may not use, copy, modify or display any of the trademarks, service marks, names or logos appearing on the Site without the express written permission of the trademark owner.Nothing in these Terms shall be deemed to grant to you or any other user any license or right in or to any copyright, trademark, trade secret or other proprietary right of SPOT or its licensors.1.2 Your Information. Your veterinarian may also need to submit other medical records. Some other factors that impact your premium are: the plan you choose, your deductible, your reimbursement percentage, if you have included preventative care coverage or not, and the discounts for which you are eligible. Key Features. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. You're on the Spot US website. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. To start the transfer of ownership policy change, please reach out to Customer Service. For plans other than Preventive Care,. 303 Banyan Blvd, Suite 101. 2 in our Best Pet Insurance Companies of 2023 rating based on several factors, including price, number of policy add-ons, and available discounts. Accident & Illness coverage reimbursements are based on the invoice. Is There a Waiting Period for Pet Insurance? Access the member portal through our homepage. NOTICE TO COLORADO APPLICANTS: It is unlawful to knowingly provide false, incomplete, or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Illness, disease, injury, or change to your pets health that first occurs or shows symptoms before coverage is effective or during a waiting period. Questions? There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. This sweepstakes begins on January 5, 2023 and closes at 11:59 p.m. EST on January 9, 2023 (The Sweepstakes Period). What you should know. You can also use Pawlicy Advisors free online tool to compare plans and find the right coverage for your cat or dog. If you haven't submitted a claim, you will receive a full refund when you cancel during the first 30 days of your policy. Wagmo is a pet insurance plan that works for both dogs and cats, and while it offers a range of customizable features, its best attributes include: Short, 15-day waiting period. Visit our pet insurance FAQ page now . The scoring formula takes into account consumer experience, coverage options and financial strength ratings. Insurance plans are marketed and produced by Spot Insurance Services, LLC. Spot plans cover exams for covered conditions. Base level plans provided by Spot do not cover spaying. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. Even if you focus on insured pets, the risk is rarely . When your pets end of life is caused by a covered condition, plans provided by Spot cover expenses for euthanasia, burial and cremation only. 5.1 Assignment. PUBLICITY CONSENT. Pumpkin has a single insurance plan that applies for both dogs and cats. Find more information on preventative care coverage here. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. You accept these changes by renewing your policy. Spot Pet Insurance offers options for Accident-Only and Accident & Illness pet insurance plans. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Spot Pet Insurance. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. Coverage limits are slightly different for horses. Surplus lines insurance sold only through licensed surplus lines producers. The best thing you can do is ensure that you research pet insurance companies very closely before enrolling in pet insurance. 2x Whether you live in Tampa, Miami, or anywhere else in the Sunshine State, a Florida pet insurance policy can prevent you from paying expensive vet bills and get treatment for your pet when it has an accident. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. ELIGIBILITY. Yes! Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. 2.1 Insurance Offerings. Depending on the exact type of information they need, there . A condition is considered pre-existing whether or not its been officially diagnosed or treated; all that matters is when it occurred or symptoms first displayed. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Can I Get Reimbursed for Routine Teeth Cleanings? BECAUSE SECURITY IS IMPORTANT TO BOTH SPOT AND YOU, WE WILL ALWAYS MAKE REASONABLE EFFORTS TO ENSURE THE SECURITY OF OUR SYSTEMS BUT SPOT MAKES NO REPRESENTATIONS OR WARRANTIES THAT THE OFFERINGS WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS.4.2 Limitation of Liability. With pet insurance, you pay your vet bill as you normally would, and then you submit your claim to get reimbursed for eligible expenses, based on the parameters of your coverage. SPOT's Key Attributes. . Trupanion Pet Insurance: Best for No Coverage Limits. When you need to visit the vet for a covered condition, you can submit a claim for reimbursement of the eligible expenses. Penalties may include imprisonment, fines or a denial of insurance benefits. SPOT makes no representation or warranty regarding the Third-Party Services. Call: (844) 696-1407. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Penalties may include imprisonment, fines, or denial of insurance benefits. All pet insurance policies come with . If you need to cancel your claim request for any reason, you can do so by calling the call center: 1.800.905.1595. Dont forget to take a picture of your invoice and upload it to complete the claim submission. Has a 30-day money-back guarantee Covers vet visits and exam fees Plans with the unlimited coverage option are significantly more expensive than plans without this option Has a long 14-day waiting period for accidents Doesn't have weekend customer service availability Rating: Most Customizable Plans 4.4/5 Compare Plans In general, your premium is based on your pets age, your pets breed, and where your pet lives. There is a 14-day waiting period for coverage. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Notable features: Accident and illness coverage; wellness add-on available. NOTICE TO PENNSYLVANIA APPLICANTS:Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. 3. A purchase or quote for a pet insurance product from Spot Pet Insurance 303 Banyan Blvd, Suite 101 West Palm Beach, FL 33401 (Sponsor) or any of its affiliated companies will not improve the chance of winning. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. You must satisfy your annual deductible before your reimbursements start. Visit ourdog insuranceandcat insurancepages for more information about plans. Products, schedules, discounts, and rates may vary and are subject to change. For instance, you may not be able to re-insure your pet at a later date due to. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. If your cat or dog develops a chronic disease, such as diabetes mellitus or hyperthyroidism, while theyre not protected by pet insurance, you wont be eligible for coverage for testing, diagnosis, and ongoing treatment. 2023 Pawlicy Advisor Inc, All Rights Reserved. Partial refund. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Your pets correct age may be validated when reviewing your pets medical records. Figo is our pick for the most comprehensive pet insurance plan available. These notes are kept by your veterinarian and are not typically sent home with you. The 30-day money-back guarantee is available if no claims have been covered. You're on the Spot US website. NOTE: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER PERSON TO DAMAGE ANY WEB SITE ASSOCIATED WITH THE SPONSOR OR ITS AGENTS OR UNDERMINING THE LEGITIMATE OPERATION OF THE CONTEST IS A VIOLATION OF CRIMINAL AND CIVIL LAW, AND SPONSOR AND ITS AGENTS RESERVE THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PERSON TO THE FULLEST EXTENT PERMITTED BY LAW. You can file a claim online or on the Spot insurance app by clicking the claims icon and uploading a. Accident & Illness coverage reimbursements are based on the invoice. Join 2,438,795+ insured dogs and cats across the US. You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. With accident & illness plans provided by Spot, there is no type of per incident limits or lifetime caps. Each submission of an Entry Form shall constitute an entry (Entry). Instead of canceling your pet insurance policy, consider the following alternatives that help you maintain the coverage your cat or dog needs: Change the level of coverage. This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Chubb, 202 Hall's Mill Road, Whitehouse Station, NJ 08889-1600. How it works Track your claims at home and on the go with our convenient online portal. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. To participate in the Spot Pet Insurance program sweepstakes you must: Be 18 years of age or older at the time of entry. Subject to all federal, state, and local laws. How much is Spot pet. ManyPets offers some of the cheapest pet insurance around, costing $35.89 . No aspect of the Offerings is intended to provide, or should be construed as providing, any medical advice of any kind. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, SPOT MAKES NO, AND HEREBY DISCLAIMS ALL, REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE AVAILABILITY, OPERATION AND USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES ON OR ACCESSED VIA THE SERVICES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON- INFRINGEMENT, AND IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . Preventive Care reimbursements are based on a schedule. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. If youre considering canceling your policy, you should be aware that there are certain risks to take into consideration. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. Plans provided by Spot do not cover pre-existing conditions. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. If, within the first 30 days of your policy you wish to cancel, you can get a full refund of the premium amount. Does the plan have any waiting periods? If you cancel within this period, youll get a full refund for the premiums youve paid, provided you havent filed a claim. ANY VIOLATION OF THESE OFFICIAL RULES BY ANY WINNER (AT SPONSORS SOLE DISCRETION) WILL RESULT IN SUCH INDIVIDUALS DISQUALIFICATION AS A WINNER AND ALL PRIVILEGES DUE SUCH INDIVIDUAL WILL BE IMMEDIATELY TERMINATED AND AN ALTERNATE PRIZE WINNER WILL BE SELECTED. There are nearly 4 million cats and dogs insured in . The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. SPOT is an insurance producer licensed in your state. Morristown, NJ). SPOT ALSO ASSUMES NO RESPONSIBILITY, AND SHALL NOT BE LIABLE FOR, ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWING IN THE SITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT IMAGES, VIDEO OR AUDIO FROM THE SITE.CERTAIN STATE LAWS MAY NOT PERMIT LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN TYPES OF DAMAGES, AND THUS SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS ABOVE MAY NOT APPLY TO YOU.4.3 Arbitration. Mutual & # x27 ; s Mill Road, Whitehouse Station, NJ.... Coverage with premiums that start at $ 17 per month legal resident of the 50 states and Washington D.C.. Insurance plan from Spot or lifetime caps be a little disappointing for parents! The premiums youve paid, provided you havent filed a claim online or on the go our! Are nearly 4 million cats and dogs insured in decide to not renew your coverage at end... 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